Personal Finance

Personal Finance Made Simple

Whether you’re funding a major purchase, consolidating debt, or managing unexpected expenses, AutoFi helps you access flexible personal finance tailored to your situation. We work with trusted lenders across New Zealand to secure competitive rates and repayment plans that fit your lifestyle.

Our goal is simple, make borrowing easy, transparent, and stress-free.

What Is Personal Finance?

Personal finance allows you to borrow funds for a wide range of personal needs and repay the amount over time through manageable instalments. This can include:

  • Debt consolidation

  • Home improvements

  • Travel or lifestyle purchases

  • Medical expenses

  • Unexpected costs

  • Major purchases

You get the funds upfront and repay them in structured payments that suit your budget.

Get Approved in 3 Simple Steps

Apply Online

Complete our quick application in minutes.

We Find Your Best Option

We compare lenders and structure your finance.

Get Approved & Purchase

Once approved, you can complete your purchase.

Why Choose AutoFi for Motor Finance

Fast approvals

We process applications quickly so you can access funds when you need them most.

Competitive interest rates

We compare trusted lenders across New Zealand to help secure a rate that suits your financial situation.

Flexible repayment options

Choose repayment terms designed to fit comfortably within your budget and lifestyle.

Simple online application

Our straightforward application process makes applying easy, with minimal paperwork and no hassle.

Access to multiple lenders

We work with a network of lenders to find finance options tailored to your needs.

Support for different credit situations

Whether your credit is strong or needs improvement, we work to find solutions that may help.

What You Can Finance?

Debt consolidation

Home improvements

Travel or lifestyle purchases

Medical expenses

Unexpected costs

Who Personal Finance Is For:

You can apply if you:

  • Individuals needing flexible funding

  • People wanting predictable repayments

  • Customers consolidating existing debt

  • Anyone wanting a simple lending process

We support a wide range of credit situations.

Trusted by customers

throughout New Zealand

How Much Can I Borrow?

Loan amounts and rates depend on your financial situation, income, and credit history. Our team helps structure finance that aligns with your budget and goals.

Use our calculator to estimate repayments before applying.

Loan Calculator

Monthly Payment
Weekly Payment
Total Interest
Total Repayment

Fixed 9.95% annual rate, monthly compounding.

Apply Today!

Start your journey

With AutoFI
Today

info@autofi.co.nz

0800 600 569

info@autofi.co.nz

0800 600 569